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Personal Finance

Posts around personal finance, consumer issues, business and commerce.

XBI vs IBB Biotech ETF Comparison

September 5, 2023February 21, 2023 by Gordon Gaffney
XBI vs IBB Comparison- ETF

XBI vs IBB Biotech ETF Comparison looking at holdings, volatility, dividend yield, expense ratio and other characteristics.

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What are Good, and Bad, Questions to Ask When Buying a Business?

September 5, 2023February 21, 2023 by Gordon Gaffney
What-are-Good,-and-Bad,-Questions-to-Ask-When-Buying-a-Business-elon-musk-twitter

Bad and good questions to ask when buying a business on topics including financials, market and industry, operations, staff and management, legal and regulatory issues, and future plans and strategies.

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VIOV vs VBR Comparison

September 5, 2023February 10, 2023 by Gordon Gaffney
VIOV vs VBR Comparison

Comparison of 2 Vanguard ETFs, the S&P Small Cap 600 Value Index Fund(VIOV) and the Small Cap Value Index Fund (VBR), including analysis of holdings, fees, and performance.

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XLK vs VGT Technology ETF Comparison

September 5, 2023January 12, 2023 by Gordon Gaffney
XLK-vs-VGT-Technology-ETF-Comparison-XLK-logo

Comparison of holdings, fees, implied volatility, recent returns, dividends and more of XLK vs VGT Technology ETFs

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Quasi Endowments

September 5, 2023September 8, 2022 by Gordon Gaffney
Quasi Endowments

Explanation of Quasi Endowments and how the differ from regular endowments and how they can be beneficial to a non profit organization.

Categories Personal Finance Tags Trusts Leave a comment

What is a Conduit Trust?

September 5, 2023August 26, 2022 by Gordon Gaffney
What is a Conduit Trust

Overview of a conduit trust which deals with the allocation of assets from an IRA(Individual Retirement Account).

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Understanding Business and Consumer Economic Behavior when Interest Rates Decrease and Increase

September 5, 2023August 19, 2022 by Gordon Gaffney
Understanding the Business and Consumer Economic Behavior when Interest Rates Decrease

Quick, big-picture overview to understand business and consumer economic behavior when interest rates increase and decrease.

Categories Personal Finance Tags Business World Leave a comment

FSKAX vs FZROX Fidelity Fund Comparison

September 5, 2023August 18, 2022 by Gordon Gaffney
FSKAX vs FZROX Fidelity Fund Comparison

Comparison between two similar general market tracking funds from Fidelity, FSKAX vs FZROX.

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Gold IRA Scam: Are You Being Scammed?

September 5, 2023August 18, 2022 by Gordon Gaffney
Gold IRA Scam Are You Being Scammed

Examination of some of the more common Gold IRA scams and how to avoid them.

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FTEC vs VGT

September 5, 2023August 18, 2022 by Gordon Gaffney
FTEC vs VGT

Overview and comparison between these two very similar ETFs, FTEC vs VGT.

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Roth 401k vs 401k for High Income Earners

September 5, 2023August 18, 2022 by Gordon Gaffney
Roth 401k vs 401k for High Income Earners

Explanation and examples of the differences between Roth 401k vs 401k for high income earners.

Categories Personal Finance Tags Retirement Leave a comment

What are Silent Trusts?

September 5, 2023August 18, 2022 by Gordon Gaffney
What are Silent Trusts

Overview of how to create a Silent Trust which can help avoid the creation of a “Trust Fund Baby”!

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What is a Separate Property Trust?

September 5, 2023August 17, 2022 by Gordon Gaffney
What is a Separate Property Trust

Overview of a separate property trust and why it is used, especially in pre-nuptual agreements and in divorce.

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ICLN vs QCLN Energy ETF Comparison

September 5, 2023August 16, 2022 by Gordon Gaffney
ICLN vs QCLN Energy ETF Comparison

ICLN vs QCLN: overview, differences and comparison of the clean energy ICLN and the green energy QCLN ETFs.

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SPLG vs SPY

September 5, 2023August 16, 2022 by Gordon Gaffney
SPLG vs SPY

Complete overview and comparison of two very similar ETFs, SPLG vc SPY.

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Why Is Money Called Dough, Bucks, Quid, Bread, or Greenback?

September 5, 2023August 10, 2022 by Gordon Gaffney
Why Is Money Called Dough, Bucks, Quid, Bread, Or Greenback

Overview of why is money called Dough, Bucks, Quid, Bread, or Greenback?

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What is a Testamentary Gift?

September 5, 2023August 10, 2022 by Gordon Gaffney
What is a Testamentary Gift

Explanation of a testamentary gift in a will and how it is used.

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Personal Property Trust

September 5, 2023August 10, 2022 by Gordon Gaffney
Personal Property Trust

Overview of a Personal Property Trust, when it is used and its advantages and disadvantages.

Categories Personal Finance Tags Trusts Leave a comment

Personal Property List for Will

September 5, 2023August 10, 2022 by Gordon Gaffney
Personal Property List for Will

Definition, uses and examples of a personal property list for a will.

Categories Personal Finance Tags Retirement Leave a comment

Buy When There’s Blood In The Streets

September 5, 2023August 10, 2022 by Gordon Gaffney
Buy When There’s Blood In The Streets

Origin and application of the famous quote to buy when there is blood in the streets.

Categories Personal Finance Tags Business World Leave a comment

Investing in California Real Estate

September 5, 2023July 29, 2022 by Gordon Gaffney
Investing in California Real Estate

Analysis of official statistics along with other tips to help you with investing in California real estate.

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What is an Investor Day?

September 5, 2023July 29, 2022 by Gordon Gaffney
What is an Investor Day

Overview of the SEC’s requirements and other good practices in order to answer what is an investor day.

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What is Trust Decanting?

September 5, 2023July 27, 2022 by Gordon Gaffney
What is Trust Decanting

Overview of trust decanting including the where, when and how it should be used.

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How Much Do NBA Owners Make?

September 5, 2023July 27, 2022 by Gordon Gaffney
How Much Do NBA Owners Make

Breakdown of NBA revenue in order to find our how much do NBA owners make.

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VUG vs VOO: Best Vanguard ETF for You?

September 5, 2023July 26, 2022 by Gordon Gaffney
VUG vs VOO Best Vanguard ETF for You

We compare VUG vs VOO ETF’s from Vanguard to help show you which best suits your style of investing.

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What Company Has the Most 6-figure Earners?

September 5, 2023July 14, 2022 by Gordon Gaffney
What Company Has The Most 6-Figure Earners

Find out what company has the most 6 figure earners plus the roles that pay the most on average.

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Cash for Keys Los Angeles

September 5, 2023July 12, 2022 by Gordon Gaffney
Cash for Keys Los Angeles- Cash for Keys

Guide to Cash for Keys Los Angeles, how it can happen, what you should avoid plus other tips for tenants.

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Spendthrift Trust Pros and Cons

September 5, 2023July 6, 2022 by Gordon Gaffney
Spendthrift Trust Pros and Cons

Overview of Spendthrift Trust Pros and Cons, how it is set up and best used.

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FHA Self Sufficiency Test

September 5, 2023July 6, 2022 by Gordon Gaffney
FHA Self Sufficiency Test

Overview to the FHA Self Sufficiency Test with tips on how to complete it.

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The 5 Laws of Gold

September 5, 2023July 6, 2022 by Gordon Gaffney
The 5 Laws of Gold

Breakdown of the 5 Laws of Gold and how they can applied to modern day investing and money management.

Categories Personal Finance Tags Business World Leave a comment

How to Get an FFL (Federal Firearms License) without a Business?

September 5, 2023July 1, 2022 by Gordon Gaffney
How to Get an FFL (Firearms License) without a Business

Overview on how to get an FF(Federal Firearms License) without a business plus other criteria to keep in mind.

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Is the Discover FICO Score Accurate?

September 5, 2023June 30, 2022 by Gordon Gaffney
Is Discover FICO Score Accurate

Find out is the Discover FICO score accurate, and learn more about how it works and other similar services.

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Is Aliexpress Safe to Use Debit Card or Credit Card?

September 5, 2023June 30, 2022 by Gordon Gaffney
Is Aliexpress Safe to Use Debit Card or Credit Card

Find out is Aliexpress safe to use debit card or credit card including how they have increased security and buyer protection over the years.

Categories Personal Finance Tags Business World Leave a comment

Which Credit Bureau does T-Mobile Use?

September 5, 2023June 28, 2022 by Gordon Gaffney
Which Credit Bureau does T-Mobile Use

Details on which credit bureau does T-Mobile use, including some tips on how to keep a good credit rating and some important situations to avoid.

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What is the Difference Between Business Day vs Working Day? Are Saturdays Business Days? How Long are Five Business Days?

September 5, 2023June 23, 2022 by Gordon Gaffney
Is Saturday a Business Day Here is Our Answer

Extensive guide including what is the difference between business day vs working day? Are Saturdays business days? How long are five business days?

Categories Personal Finance Tags Business World Leave a comment

Why are Car Loans Always Secured with Collateral?

September 5, 2023June 22, 2022 by Gordon Gaffney
Why are Car Loans Always Secured with Collateral

The reasons and theory behind why are car loans always secured with collateral.

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How to Find Out How Much a Business Sold For?

September 5, 2023June 22, 2022 by Gordon Gaffney
How to Find Out How Much a Business Sold For

Guide to physical and online resources and techniques to find out how much a business sold for in your area and industry whether publicly traded, private or commercial real estate.

Categories Personal Finance Tags Business World Leave a comment

How to Export Cars for Profit?

September 5, 2023June 21, 2022 by Gordon Gaffney
How to Export Cars for Profit- Export Cars

Overview on how to export cars for profit including tips on strategy, legal requirements and overheads.

Categories Personal Finance Tags Business World Leave a comment

How to Remove a Card from Lyft?

September 5, 2023June 21, 2022 by Gordon Gaffney
How to remove a Card from Lyft

Some life hacks if you want to know how to remove a card from Lyft.

Categories Personal Finance Tags Business World Leave a comment

Is It Suspicious To Buy A Car With Cash?

September 5, 2023June 16, 2022 by Gordon Gaffney
Is It Suspicious To Buy A Car With Cash

Guide to the options in financing a car including is it suspicious to buy a car with cash?

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Online Loans for 17 Year Olds

September 5, 2023June 15, 2022 by Gordon Gaffney
Online Loans for 17 Year Olds

Tips and advice for online loans for 17 years olds including how to get approved and how to budgets for repayments.

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Why is My Truck Registered as a Commercial Vehicle in California?

September 5, 2023June 15, 2022 by Gordon Gaffney
Why is My Truck Registered as Commercial Vehicle in California

Comprehensive guide which will answer the question why is my truck registered as a commercial vehicle in California

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What are the Advantages and Disadvantages of a Generation Skipping Trust?

September 5, 2023June 10, 2022 by Gordon Gaffney

The advantages and disadvantages of a generation skipping trust, an explanation of this sometimes complex area of inheritance and taxation.

Categories Personal Finance Tags Trusts Leave a comment

How do Churches Make Money?

September 5, 2023June 2, 2022 by Gordon Gaffney
How do Churches Make Money

How do churches make money? Overview of 18 ways churches and religious organizations fund their activity.

Categories Personal Finance Tags Business World Leave a comment

How to Downgrade Costco Membership?

September 5, 2023May 27, 2022 by Gordon Gaffney
How to Downgrade Costco Membership-

Guide if you want to downgrade your Costco membership, plus an explanation of how Costco works, its benefits, and what you can expect to find in an average store.

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What Does an OnlyFans Charge Look Like on a Bank Statement?

September 5, 2023May 26, 2022 by Gordon Gaffney
What does an OnlyFans Charge Look Like on a Bank Statement

How OnlyFans charges appear on a bank statement, step-by-step registration process with actual screenshots, and other ways you can register for payments on the site.

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How Much Money Does Disney Make in a Day?

September 5, 2023May 17, 2022 by Gordon Gaffney
How Much Money Does Disney World Make in A Day- Walt Disney Company

Overview of the Disney company financials, its segments such as Theme Parks and streaming, plus we show how much money Disney makes in a day.

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What is the Minimum Credit Score in Samsung Financing?

September 5, 2023April 29, 2022 by Gordon Gaffney
What is the Minimum Credit Score in Samsung Financing - Samsung financing Credit score

Overview of Samsung credit financing, how it works, financial terms, minimum credit score needed and other requirements.

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Can felons invest in the stock market?

September 5, 2023February 18, 2022 by Gordon Gaffney
Can-felons-invest-in-the stock market-Bernie-Madoff

Can felons invest in the stock market, what restrictions there are, and what the SEC says.

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Why did so many people invest in the stock market in the 1920’s?

September 5, 2023February 18, 2022 by Gordon Gaffney
Why did so many people invest in the stock market in the 1920s? wall street trading floor

Overview of why did so many people invest in the stock market in the 1920s, including the similarities and differences to today.

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